Financing Solutions

for Small Businesses

& Real Estate

Investors

Our process is simple.

Submit a quick 30-second pre-application,

and an advisor will contact you within

24 hours with personalized options!

Submit Pre-Application

Real Estate Loans:

RATES US LOW AS

from 6%

LOAN AMOUNT

up to $50M

FAST & EASY PROCESS

1-7 Days

LONG LOAN TERM

Up to 30 Year

Business Loans:

RATES US LOW AS

from 3.74%

AMOUNT OF CREDIT

up to $5M

FAST & EASY PROCESS

1-5 Days

LONG LOAN TERM

Up to 20 Year

OUR SERVICES

Find Loan Products We Offer

Term Loan

Term loans offer $25k-$5M, with 6-month to 10-year terms, funded in 1-3 business days. Ideal for business investments like expansion or major purchases.

Equipment Financing

Equipment financing offers loan amounts from $10k to $5M, with terms ranging from 1 to 5 years, and funding within 1-3 business days. It helps boost cash flow while enabling businesses to serve customers effectively.

SBA Loan

An SBA loan is a government-backed financing option designed to help small businesses secure funding with lower interest rates and longer repayment terms. It supports various business needs, including working capital, equipment, and expansion.

Working Capital Loan

Keep your business running smoothly with a working capital loan. Designed to cover day-to-day expenses, this short-term financing solution helps you manage cash flow, pay employees, purchase inventory, and handle operational costs—ensuring your business stays strong and ready for growth.

Business Lines of Credit

Loan amounts range from $10k to $5M, with terms of 6 months to 10 years, and funding in 2-5 business days. Ideal for businesses needing quick access to funds or increased working capital without frequent loan applications.

New

Construction Loans

Covers construction costs for new homes or commercial properties, with options for long-term financing.

Fix N' Flips

Provides capital for buying and renovating properties to sell, with short-term financing (6 to 18 months).

Retail Loans

A retail loan provides financing for businesses in the retail sector, helping with inventory, expansion, or renovations. It offers tailored terms to support growth and operational needs.

Mixed- Use

Loans

Provides funding for properties with both residential and commercial spaces.

Offers customized loan terms based on property type and project scope.

Multi-Family Loans

Funds multifamily properties for purchase or refinancing with long-term, flexible loan options. Ideal for investors seeking stable cash flow and rental income from multiple tenants.

DISCOVER THE BEST LOAN FOR YOUR BUSINESS!

Complete a quick 30-second pre-application, and an advisor

will contact you with personalized options within 24 hours

Submit Pre-Application

What We Do

At Kairos Lenders, we believe the right financial opportunity can change lives. Born during the pandemic, we saw businesses struggle, homeowners face uncertainty, and investors seek stability. Recognizing a need for guidance and personalized solutions, we set out to bridge the gap between clients and lenders. With expertise in investment, real estate, and financial consulting, Kairos Lenders makes the process simple, transparent, and tailored to your needs.

Client Results

Whether you're a first-time homebuyer, a seasoned investor, or a business owner seeking capital, we provide expert advice and advocate for the best possible terms. Our clients experience streamlined financing, better loan options, and the confidence to pursue their financial goals. We take pride in delivering results that empower individuals and businesses to thrive.

Social Impact

Beyond financial transactions, Kairos Lenders is committed to making a positive impact. We believe that access to capital should be fair and equitable, helping underserved communities and fostering economic growth. By supporting our clients, we contribute to stronger businesses, more secure homeowners, and a more vibrant financial landscape for all.

WHAT PEOPLE SAY

Some of our Awesome Testimonials

"Kairos Lenders made the lending process effortless. Their team guided me through every step, ensuring I got the best possible loan for my investment property. Highly recommend!"

-Sarah M.

"As a small business owner, securing funding can be overwhelming. Kairos Lenders simplified everything and helped me get the capital I needed to expand. Their expertise is unmatched!"

-David R.

"I was nervous about buying my first home, but Kairos Lenders made it simple and stress-free. They found me a great mortgage option and walked me through every detail. I couldn’t be happier!"