Financing Solutions
for Small Businesses
& Real Estate
Investors
Our process is simple.
Submit a quick 30-second pre-application,
and an advisor will contact you within
24 hours with personalized options!
Real Estate Loans:
RATES US LOW AS
from 6%
LOAN AMOUNT
up to $50M
FAST & EASY PROCESS
1-7 Days
LONG LOAN TERM
Up to 30 Year
Business Loans:
RATES US LOW AS
from 3.74%
AMOUNT OF CREDIT
up to $5M
FAST & EASY PROCESS
1-5 Days
LONG LOAN TERM
Up to 20 Year
OUR SERVICES
Find Loan Products We Offer
Term Loan
Term loans offer $25k-$5M, with 6-month to 10-year terms, funded in 1-3 business days. Ideal for business investments like expansion or major purchases.
Equipment Financing
Equipment financing offers loan amounts from $10k to $5M, with terms ranging from 1 to 5 years, and funding within 1-3 business days. It helps boost cash flow while enabling businesses to serve customers effectively.
SBA Loan
An SBA loan is a government-backed financing option designed to help small businesses secure funding with lower interest rates and longer repayment terms. It supports various business needs, including working capital, equipment, and expansion.
Working Capital Loan
Keep your business running smoothly with a working capital loan. Designed to cover day-to-day expenses, this short-term financing solution helps you manage cash flow, pay employees, purchase inventory, and handle operational costs—ensuring your business stays strong and ready for growth.
Business Lines of Credit
Loan amounts range from $10k to $5M, with terms of 6 months to 10 years, and funding in 2-5 business days. Ideal for businesses needing quick access to funds or increased working capital without frequent loan applications.
New
Construction Loans
Covers construction costs for new homes or commercial properties, with options for long-term financing.
Fix N' Flips
Provides capital for buying and renovating properties to sell, with short-term financing (6 to 18 months).
Retail Loans
A retail loan provides financing for businesses in the retail sector, helping with inventory, expansion, or renovations. It offers tailored terms to support growth and operational needs.
Mixed- Use
Loans
Provides funding for properties with both residential and commercial spaces.
Offers customized loan terms based on property type and project scope.
Multi-Family Loans
Funds multifamily properties for purchase or refinancing with long-term, flexible loan options. Ideal for investors seeking stable cash flow and rental income from multiple tenants.
DISCOVER THE BEST LOAN FOR YOUR BUSINESS!
Complete a quick 30-second pre-application, and an advisor
will contact you with personalized options within 24 hours
What We Do
At Kairos Lenders, we believe the right financial opportunity can change lives. Born during the pandemic, we saw businesses struggle, homeowners face uncertainty, and investors seek stability. Recognizing a need for guidance and personalized solutions, we set out to bridge the gap between clients and lenders. With expertise in investment, real estate, and financial consulting, Kairos Lenders makes the process simple, transparent, and tailored to your needs.
Client Results
Whether you're a first-time homebuyer, a seasoned investor, or a business owner seeking capital, we provide expert advice and advocate for the best possible terms. Our clients experience streamlined financing, better loan options, and the confidence to pursue their financial goals. We take pride in delivering results that empower individuals and businesses to thrive.
Social Impact
Beyond financial transactions, Kairos Lenders is committed to making a positive impact. We believe that access to capital should be fair and equitable, helping underserved communities and fostering economic growth. By supporting our clients, we contribute to stronger businesses, more secure homeowners, and a more vibrant financial landscape for all.
WHAT PEOPLE SAY
Some of our Awesome Testimonials
"Kairos Lenders made the lending process effortless. Their team guided me through every step, ensuring I got the best possible loan for my investment property. Highly recommend!"
-Sarah M.
"As a small business owner, securing funding can be overwhelming. Kairos Lenders simplified everything and helped me get the capital I needed to expand. Their expertise is unmatched!"
-David R.
"I was nervous about buying my first home, but Kairos Lenders made it simple and stress-free. They found me a great mortgage option and walked me through every detail. I couldn’t be happier!"
– Emily T.
2022
Year of Foundation
115
Issued Loans
115
Happy Clients
Fast & Easy Application Process
STEP 1
Choose Loan Amount
Begin by filling out our quick and easy pre-application form to provide basic information about your financial needs.
STEP 2
Submit Documents & Await Approval –
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STEP 3
Submit Documents & Await Approval –
Provide the necessary documentation, and we’ll guide you through the final steps while you wait for approval.
Our Business Partners
